Benefits of Hiring an Attorney After An Accident
The weeks and even months following an automobile accident can be challenging, stressful, and confusing if you are not familiar with the in’s and out’s of the personal injury world. Hiring an attorney is a smart move if you have any level of discomfort in handling your bodily injury claim on your own. A bodily injury claim is separate from the property damage claim. The bodily injury claim is based on your medical treatment, pain and suffering, loss of wages, etc. due to the negligence of the at-fault party causing the collision. An experienced attorney will be able to navigate through the more complex parts of your claim and in the end, reach a settlement on your behalf or file a lawsuit if the insurance company is not willing to reach an amicable resolution.
To properly send a case off to a bodily injury adjuster is time consuming and complicated. An attorney’s first step is to find the different sources you can recover from due to the accident, i.e. at-fault party’s insurance, under/uninsured motorist coverage, medical payments coverage. It is a common misconception that if you are hit by someone with the state minimum that using your own policy will increase your own rates. This is false. This is why you have car insurance and your own policy is meant to protect you therefore if you are in a situation where you can/need to recover more than the liability has to offer you can seek that compensation from your own policy through medical payments coverage or under/uninsured motorist coverage. An attorney will handle all the legal work. Your attorney has the experience to obtain the necessary evidence to support your claim, including gathering police reports, witness statements, medical records and billing statements, and employment and lost wages information. On the other end of a bodily injury claim, an attorney will also be able to work with your health insurance company if they have a right to seek subrogation due to the accident being caused by a third party. Simply, your health insurance policy has a right to be reimbursed for medical treatment because it was a car accident caused by someone’s negligence. Keep in mind, health insurance pays much less than the full price of medical treatments, so this is not a negative, just another aspect of your bodily injury claim that you wouldn’t really know about unless you have an attorney.
If you find yourself in the unfortunate situation of an accident, it is in your best interest to hire an experienced attorney to guide you through the post-accident process. Attorney Joseph E. Lariscy has been practicing personal injury law in Athens, Georgia for over thirty years and will fight for the best settlement possible for you following an automobile accident. For a free consultation call (706) 389-4375 or contact us online for legal assistance.